Benefits of Ownership
No investment fees/easy access to your money
Getting attractive returns doesn't mean giving up convenience, or having to deal with a lot of automatic fees. In fact, as long as you maintain your minimum balance, there are no recurring sales fees, maintenance fees or investment fees; with PremierNotes®, all of your money is working for you. The minimum balance is only $1,000, and you can make fast, free and easy redemptions by check or by phone. You get unlimited check writing over $250, and all your checks are on us—just let us know when you're running low, and we'll send you another packet free. You can even link your PremierNotes investment to your bank account to ensure quick transfers.
24/7 account access and free investment tools
Once you're enrolled, you'll be able to set up your own secure PremierNotes online portal to access your investment information any time of the day or night. You'll be able to confirm transactions and view up to 18 months of investment activity. You'll also be able to view our current investment rates.
Duke Energy PremierNotes earn interest at a floating rate per annum equal to the most recent seven-day average yield (non-compounded) for taxable money funds as reported weekly in the iMoneyNet Money Fund Average,™ plus at least 1/4 percent. Interest is compounded daily and posted to your investment monthly. Investors are encouraged to carefully read the program prospectus and seek professional advice from a financial advisor when considering participation in the PremierNotes program. Interest income is subject to federal and applicable state and local taxes. Overdraft and other fees may apply, as outlined in the program prospectus.
An investment in PremierNotes allows individuals and institutions to benefit from the financial strength of Duke Energy Corporation. PremierNotes are not money market accounts, which are typically diversified funds consisting of short-term debt securities of many issuers, and therefore do not meet the diversification and investment quality standards set forth for money market funds by the Investment Company Act of 1940. Instead, PremierNotes are variable denomination, floating rate demand notes that are unsecured debt obligations of Duke Energy Corporation and are backed only by the assets of Duke Energy Corporation. Your investment in PremierNotes is not equivalent to a deposit or other bank account and is not guaranteed, insured, or subject to the protection of the Federal Deposit Insurance Corporation.
Duke Energy Corporation has filed a registration statement (including a prospectus) with the United States Securities and Exchange Commission (the "SEC") for the offering to which this communication relates. Before you invest, you should read the prospectus that is included in that registration statement, as well as the other documents that Duke Energy Corporation has filed with the SEC, for more complete information about Duke Energy Corporation and this offering. You may get these documents for free by visiting the SEC website at www.sec.gov or by downloading them from the Duke Energy PremierNotes website. Alternatively, Duke Energy Corporation will arrange to send you a prospectus if you request it by calling toll free at 800-659-DUKE (3853).
